Independent financial education since 2010
Our mantra is simple: financial independence (FI) makes you time rich (TR). Being time rich means choosing how you spend the seconds, minutes, hours and days that make up your life. You get to financial independence through mastering money: saving, buying assets and avoiding bad debt. It’s never too late – or too early – to take control of your financial future. We believe financial independence is achievable for anyone with an income and a long enough timeline.
Meet the founders
Mother-daughter team Fran White and Lacey Filipich started Money School to share the financial knowledge Fran instilled in Lacey growing up, then expanded together as they both invested their way to financial independence. Money School began with the intent of helping parents teach their kids about money. Over the years, the curriculum has expanded to teach people of all ages the financial basics they wish they'd learned at school.
Fran White
Fran, a qualified accountant, taught her children about money through the years of not having much following a divorce and as a working single mother. She started investing in her late 40’s – when she finally had some money to invest with – and reached financial independence at 63 years old, two years ahead of the official retirement age in Australia at that time. Sadly, Fran passed away in September 2020. We are forever thankful that those seven years between independence and when Fran passed away were on her own terms. Fran’s motto was: it’s never too late to start on the path to financial independence.
Lacey Filipich
Lacey took to Fran’s lessons like a duck to water, saving half of every dollar she received from the age of 10. She bought her first property at 19 years old while in her second year of chemical engineering. She continued investing throughout her 20’s, adding shares and more properties to her portfolio to reach financial independence in her early 30’s. Lacey continues to run Money School in memory of Fran, and to honour her legacy. Lacey’s motto is: money is about choice. The more money you have, the more choices available to you.
Nyssa Millington - Workshop facilitator
With her background in financial counselling, bookkeeping and deep interest in financial literacy and education, Nyssa is the perfect presenter to help Money School students master their personal finances. She has explored nearly every available software application for managing personal finances, including trying almost every pocket money app for children. Nyssa joined Money School in September 2024. Nyssa's guiding principle is: ensure every dollar has a purpose, or else it tends to disappear.
